Hi. Good day to you! I would like to share
something with you if you are still not insured. There are probably many
reasons why you, as a working adult, generating income every month still fear
paying insurance premium.
These are
probably your reason:-
- No money
a.
Unstable income
b.
Have to pay for car instalment
and house mortgage
c.
Too much commitment
d.
150/month? I can’t afford that!
- No need
a.
I am single. No necessity to
get insured
b.
My family can take care of me
c.
I have company medical card
- No trust
a.
Insurance company always find
loopholes to not pay claims
b.
Agent ran away
c.
I will lose money
Here is to answer your every reason.
NO MONEY – the longer you wait, the older
you become. The risk for you to get sick is higher. Thus the best time is
always NOW. Allocate 10% of your income to insured yourself.
NO NEED – Its good that you have the strong
support from your family. Please don’t take advantage from that. Family will
take care of us right? Tell me which situation is better?
Our family take
care of us when we are in total permanent disable, our parent still have to
work to provide for us.
OR
Our family take
care of us when we are in total permanent disable, our parent still have to
work to provide for us and we can provide RM 250,000 to assist them while they
take care of us.
You choose..
NO TRUST – First, you have to know, the
policy is an agreement is with you and insurance agency, not the agent. Agent
is your link or connection to the insurance company. You have the right to
report any misbehave if you found any. Second, understand your coverage. Third,
declare everything. Don’t hide anything.
And I am here in my road to to further develop our knowledge, awareness and understanding on
insurance.
Shazwani
