IF YOU HATE INSURANCE AND STILL NOT INSURED, THIS POST IS FOR YOU

Hi. Good day to you! I would like to share something with you if you are still not insured. There are probably many reasons why you, as a working adult, generating income every month still fear paying insurance premium. 

These are probably your reason:-

•      No money

a.       Unstable income

b.       Have to pay for car instalment and house mortgage

c.       Too much commitment

d.       150/month? I can’t afford that!

•        No need

a.       I am single. No necessity to get insured

b.       My family can take care of me

c.       I have company medical card

•  No trust

a.       Insurance company always find loopholes to not pay claims

b.       Agent ran away

c.       I will lose money

Here is to answer your every reason.

NO MONEY – the longer you wait, the older you become. The risk for you to get sick is higher. Thus the best time is always NOW. Allocate 10% of your income to insured yourself.

NO NEED – Its good that you have the strong support from your family. Please don’t take advantage from that. Family will take care of us right? Tell me which situation is better?                          

Our family take care of us when we are in total permanent disable, our parent still have to work to provide for us.

OR

Our family take care of us when we are in total permanent disable, our parent still have to work to provide for us and we can provide RM 250,000 to assist them while they take care of us.

You choose..

NO TRUST – First, you have to know, the policy is an agreement is with you and insurance agency, not the agent. Agent is your link or connection to the insurance company. You have the right to report any misbehave if you found any.  Second, understand your coverage. Third, declare everything. Don’t hide anything.

And I am here in my road to to further develop our knowledge, awareness and understanding on insurance.

Shazwani